PRIVACY POLICY
01/24/2009
We have
created this privacy statement in order to demonstrate our firm
and continuing commitment to the privacy of personal
information provided by those visiting and interacting with
this web site. We hold the privacy of your personal information
in the highest regard. The following discloses our information
gathering and dissemination practices for this
website.
We
recognize the importance of protecting your privacy and our
policy is designed to assist you in understanding how we
collect, use and safeguard the personal information you provide
to us and to assist you in making informed decisions when using
our site. This policy will be continuously assessed against new
technologies, business practices and our customers'
needs.
1. HOW WE PROTECT YOUR
PRIVACY.
This privacy policy tells you how
we collect, use, and protect your personal information. By
visiting our website, you accept and agree to the terms and
conditions of this privacy policy. In particular, you consent
to our collection and use of your personal information as
described in this privacy
policy.
2. MINORS.
We do not provide services or
sell products to children. If you are below the age of 18, you
may use our website only with the permission and active
involvement of a parent or legal guardian. If you are a minor,
please do not provide us or other website visitors with any
personal information.
3. POLICY IS PART OF OUR TERMS AND CONDITIONS OF
USE.
Our privacy policy is part of, and subject to,
our website's terms and conditions of use. You may view these
terms and conditions on our website.
4. THE TYPE OF INFORMATION WE COLLECT FROM YOU.
Like most places on the Internet, simply by visiting our
website you automatically tell us certain information. This
includes basic information such as your IP address, when you
visited, the website from where you came prior to visiting us,
the website where you go when you leave our website, your
computer's operating system, and the type of web browser that
you are using. Our website automatically records this basic
information about you.
And like many other websites, we may use cookies. In plain
English, this means information that our website's server
transfers to your computer. This information can be used to
track your session on our website. Cookies may also be used to
customize our website content for you as an individual. If you
are using one of the common Internet web browsers, you can set
up your browser to either let you know when you receive a
cookie or to deny cookie access to your computer.
We may also collect any data that you provide us by posting it
at our website or by e-mail. You can always choose not to
provide us with information. However, if you do withhold
information, we may deny you access to some or all of our
website's services and features.
Some transactions between you and our website may involve
payment by credit card, debit card, checks, money orders,
and/or third party online payment services. In such
transactions, we will collect information related to the
transaction as part of the course of doing business with you,
including your billing address, telephone number, and other
information related to the transaction.
5. WHAT WE DO WITH YOUR INFORMATION.
We use
your information to operate our website's business activities.
For example, we may use this data to contact you about changes
to our website, new services, or special offers, resolve
disputes, troubleshoot issues, and enforce our website's terms
and conditions.
As a general rule, we will not give your data to third parties
without your permission. However, there are some important
exceptions to this rule that are described in the following
paragraphs.
We may, in our sole discretion, provide information about you
to law enforcement or other government officials for purposes
of fraud investigations, alleged intellectual property
infringement, or any other suspected illegal activity or
matters that may expose us to legal liability.
Although we do not disclose individually identifiable
information, we may disclose aggregate data about our website's
visitors to advertisers or other third parties for marketing
and promotional purposes.
From time to time, we may use third party suppliers to provide
services on our website. If a supplier wants to collect
information about you, you will be notified. However, you will
never be required to give information to a third party
supplier. We restrict the way third party suppliers can use
your information. They are not allowed to sell or give your
information to others.
6. USER NAMES AND PASSWORDS.
Your access to parts of our website may be protected by a user
name and a password. Do not give your password to anyone. If
you enter a section of our website that requires a password,
you should log out when you leave. As a safety precaution, you
should also close out of your web browser completely and
re-open it before viewing other parts of the Internet.
7. YOUR USE OF INFORMATION AND UNSOLICITED JUNK
E-MAIL.
If you obtain personally identifiable
information about another website user, you are not allowed to
disclose this information to anyone else without the consent of
the user and our consent too.
We hate junk e-mail (Spam). Information you obtain from our
website about us or other site users cannot be used by you or
others to send unsolicited commercial e-mail or to send
unsolicited commercial communications via our website's posting
or other communication systems.
8. YOUR VOLUNTARY DISCLOSURE OF INFORMATION TO THIRD
PARTIES WHO ARE NOT OUR SUPPLIERS.
You may choose
to provide personal information to website visitors or other
third parties who are not our suppliers. Please use caution
when doing so. The privacy policies and customs of these third
parties determine what is done with your information.
9. AUTORESPONDERS.
We may use autoresponders to communicate with you by e-mail. To
protect your privacy, we use a verified opt-in system for such
communications and you can always opt-out of such
communications using the links contained in each autoresponder
message. If you have difficulties opting out, you may contact
us by sending an e-mail to jfs@visi.net, or sending us mail to
the address listed below.
10. POLICY CHANGES.
The terms of this
policy may change from time to time. If such changes are made,
we will notify you by a notice posted on our website's home
page of the changes that have been made. If you disagree with
the changes that have been made, please contact us (by e-mail,
using a website contact form, or in writing by mail), and any
changes made to this policy will not apply to information we
have collected from you prior to making the changes.
If you are concerned about the topic covered by this policy,
you should read it each time before you use our website. Any
questions or concerns about this policy should be brought to
our attention by sending an e-mail to jfs@visi.net and
providing us with information relating to your concern.
You may also mail your concerns to us at the following
address:
James Financial Services, Inc.
152 Newtown Road 102
Virginia Beach, VA 23462
USA
11. CALIFORNIA PRIVACY RIGHTS.
If
you are a California resident and our customer, Cal. Civ. Code
§ 1798.83 permits you to request certain information about our
disclosure of personal information to third parties for their
direct marketing purposes. To request this information, please
send an e-mail to jfs@visi.net or write us at the following
address:
James Financial Services, Inc.
152 Newtown Road 102
Virginia Beach, VA 23462
USA
This policy was last updated on 01-24-2009.
Copyright © 2008Law
Office of Michael E. Young PLLC , and licensed for use by
the owner of this website at www.taxdesigns.com. All Rights
Reserved. No portion of this document may be copied or used by
anyone other than the licensee without the express written
permission of the copyright owner.
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